529 Rollover To Roth Ira 2024 India. Beginning in 2024, 529 account owners can roll over up to $35,000 of unused 529 funds to a roth ira for the beneficiary of the 529 plan — without incurring the 10%. It allows savers to roll unused 529 funds.

Beginning in 2024, 529 account owners can roll over up to $35,000 of unused 529 funds to a roth ira for the beneficiary of the 529 plan — without incurring the 10%. Beneficiaries of 529 college savings plans can roll over their unused funds to a roth ira—without owing federal tax or penalties.